What is a primary benefit of funnel accounts for criminals?

What is a primary benefit of funnel accounts for criminals?

• A. Withdrawn cash is physically clean
• B. Deposit small bits and withdraw large bills
• C. More secure than smuggling cash across the country
• D. Rapid movement of funds for little or no cost

Answer: (D)

Funnel accounts are used to move illicit proceeds through a rapid chain of accounts, distance the funds from their origin, and skirt scrutiny. The main advantage criminals rely on is the ability to move money quickly with little or no cost, which makes it harder for investigators to trace the flow and to intervene. This speed and low friction support effective layering and relocation across borders, allowing funds to be dispersed and integrated with minimal transaction costs. Other options describe related techniques or outcomes, but they don’t capture the essential benefit of funnel accounts: fast, cheap movement of funds to obscure origin and destination.